`For many Americans, a slightly higher paycheck doesn’t quite have the same visibility as a single $3,000 check in March or April.”

That “visibility” — the satisfying payoff of receiving a big check — is exactly why CBS headlined its story “Tax refunds so far this year are down by $6 billion from 2018.”`

I adjusted my withholdings last year reducing the amount taken every check

And I *still* got a refund roughly the same as last year

So the gov't took *less*, and we still received the *same* back come tax time

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